Bank Holiday Tomorrow: Banking services at physical branches will be unavailable in several Indian cities on Wednesday, November 11, 2026, due to regional festivals celebrated after Diwali. According to the Reserve Bank of India (RBI) holiday calendar cited in reports, bank branches in Lucknow, Kanpur, Kolkata, Gangtok, Imphal and Shimla are scheduled to remain closed. However, digital banking facilities, including UPI, mobile banking and internet banking, are expected to remain accessible.

Bank Holiday on November 11: Check Whether Your City Is Affected

The festive season continues to influence banking operations across India, with several states observing regional holidays during the second week of November. Customers planning to visit a bank on Wednesday should check their local holiday schedule before leaving home.

Unlike nationwide banking holidays, regional holidays apply only to designated states or banking centres. This means that while branches in certain cities will remain shut on November 11, banking operations are expected to continue normally in locations where no holiday has been declared.

The November 11 closures are associated with celebrations such as Bhai Dooj, Chitragupta Jayanti, Lakshmi Puja and Ningol Chakouba. These festivals hold cultural and religious significance in different parts of the country.

Customers who need to deposit cheques, complete documentation, access lockers or visit bank officials for other branch-based services should consider completing their work in advance or scheduling it for the next working day.

November 11 Bank Holiday: City-Wise List of Closures

As reported in the RBI holiday calendar referenced by the original news report, the following banking centres are scheduled to observe a holiday on Wednesday, November 11, 2026.

The holiday schedule is location-specific, and customers should not assume that every bank branch across India will remain closed.

For confirmation, customers can consult the official Reserve Bank of India website or contact their respective banks.

Why Are Banks Closed on November 11, 2026?

Several traditional celebrations take place around the Diwali period, and different regions observe them according to local customs.

Bhai Dooj: This festival celebrates the relationship between brothers and sisters. Families traditionally mark the occasion with prayers, rituals and gatherings. It is observed in several northern and eastern parts of India.

Chitragupta Jayanti: The occasion is dedicated to Lord Chitragupta, who is traditionally associated with maintaining records of human actions. Special prayers and community celebrations are organised in various regions.

Ningol Chakouba: An important festival in Manipur, Ningol Chakouba celebrates family relationships, particularly the bond between married daughters and their parental families. Family meals and traditional gatherings are central to the celebration.

Lakshmi Puja: Dedicated to Goddess Lakshmi, the festival is associated with prayers for prosperity, well-being and financial stability.

Because these occasions are observed differently across states, the RBI's banking holiday calendar includes regional variations rather than declaring a uniform holiday throughout the country.

Other Bank Holidays During November 10–15, 2026

The second week of November includes multiple festival-related closures in addition to the regular Sunday holiday.

On Tuesday, November 10, banking holidays were listed for centres including Mumbai, Ahmedabad and Bengaluru in connection with Bali Pratipada, Govardhan Puja and Vikram Samvat New Year celebrations.

Wednesday, November 11, brings another round of regional holidays affecting selected banking centres in Uttar Pradesh, West Bengal, Sikkim, Manipur and Himachal Pradesh.

Banks will also observe their regular weekly holiday on Sunday, November 15, 2026.

Customers should remember that the RBI holiday calendar varies by location. A festival-related closure in one state does not automatically mean that banks in neighbouring states will also be closed.

Will UPI, ATMs and Online Banking Work on November 11?

Although physical bank branches may remain closed in the affected cities, most essential digital banking services are expected to operate as usual.

Customers can generally continue using the following facilities:

• UPI payments: Transactions through supported applications, including Google Pay, PhonePe, Paytm and BHIM, should remain available.
• Internet banking: Customers can check account balances, review transactions and access online banking services.
• Mobile banking: Bank applications can be used for eligible transfers, bill payments and other digital services.
• ATM withdrawals: Cash withdrawal facilities should remain operational, subject to cash availability and technical conditions.
• IMPS transfers: Immediate Payment Service transactions are generally available around the clock.
• NEFT and RTGS: These payment systems normally operate 24 hours a day, including bank holidays, subject to applicable processing arrangements.

However, branch-dependent services such as physical cheque submission, certain account modifications, document verification and locker access may not be available until branches reopen.

Cheque clearing and other services requiring manual processing may also take longer because of the holiday.

Important Banking Tips Before Visiting a Branch

Customers should review the local bank holiday calendar before scheduling important financial activities.

Those planning significant cash transactions, submitting loan documents or completing account-related paperwork should confirm whether their branch will be open.

Businesses that depend on branch-based banking operations may also need to adjust their schedules to avoid unnecessary delays.

Digital banking offers an alternative for routine transactions, but customers should ensure that their registered mobile numbers, banking applications and payment credentials are working properly.

Are Banks Open Across India on November 11?

No nationwide bank closure has been indicated in the reported November 11 holiday schedule. The restrictions apply to specific banking centres observing regional festivals.

Branches in cities not covered by the holiday notification are generally expected to operate according to their regular Wednesday schedules.

The key takeaway: Banks are scheduled to remain closed in Lucknow, Kanpur, Kolkata, Gangtok, Imphal and Shimla on November 11, 2026, according to the reported holiday list. Customers elsewhere should check their city's schedule rather than assuming that banks will be closed nationwide.

Disclaimer: This article is based on the supplied holiday report. The November 11 city-wise schedule has not been independently verified against the latest RBI notification. Customers should confirm branch-specific holidays with their banks before making travel or financial arrangements.