Bank Holiday Today, November 11, 2026: Planning to visit your bank today to deposit a cheque, withdraw cash or complete an important financial transaction? Before leaving home, it is worth checking whether bank branches are operating in your city. Several cities across India are observing bank holidays on Wednesday, November 11, on account of Bhai Dooj and other regional festivals.

However, banks are not closed across the entire country today. Banking holidays in India are often determined by regional festivals and state-specific notifications. As a result, branches in one city may remain closed while banks in another location continue their regular operations.

According to the November 2026 holiday schedule cited in a report by Prabhat Khabar, bank branches in six cities are observing holidays for Bhai Dooj, Lakshmi Puja, Ningol Chakkouba and Chitragupta Jayanti.

Here is the city-wise holiday information and what customers should know before visiting their bank.

Bank Holiday Today: Which Cities Have Closed Branches on November 11?

The following cities are listed as observing bank holidays on November 11, 2026.

Source: City-wise holiday information reported by Prabhat Khabar, November 11, 2026. Customers should confirm the applicable holiday with their bank.

The original report describes the holiday as applying to five major cities but lists six locations. The table above includes all six cities named in the report.

Are Banks Open in Delhi, Mumbai, Patna and Jaipur Today?

Yes, according to the cited holiday report, bank branches in Delhi, Mumbai, Patna and Jaipur are expected to operate normally on Wednesday, November 11, 2026.

This is because the regional festival holidays listed for the day do not apply uniformly across India.

Customers in Rajasthan, Bihar, Maharashtra and Delhi should generally be able to access regular branch services, subject to their bank's operating schedule and any local notifications.

However, individual branches may follow different timings or have specific operational arrangements.

If you are planning an important transaction, checking directly with your bank branch before travelling is advisable.

Why Are Banks Closed in Some Cities on Bhai Dooj?

Bhai Dooj is an important festival celebrating the relationship between brothers and sisters. It is observed in different forms across various parts of India.

In some regions, the festival coincides with other religious and cultural celebrations.

For example, Chitragupta Jayanti is observed in parts of northern India, while Ningol Chakkouba is a significant traditional festival in Manipur.

Similarly, Lakshmi Puja is included among the regional observances associated with the November 11 holiday schedule.

Because these festivals are not observed as banking holidays everywhere, their impact on branch operations differs by location.

The Reserve Bank of India publishes state-wise and region-wise bank holiday information to help customers understand when branches may remain closed.

Bank Holidays This Week: November 10 to November 15, 2026

Several regional festivals and the regular Sunday holiday affect bank operations during the second week of November.

November 10 was observed as a bank holiday in cities including Mumbai, Ahmedabad and Bengaluru, according to the supplied report.

On November 11, the holiday applies to the six cities listed earlier.

November 15 falls on a Sunday, when regular bank branches generally remain closed nationwide.

Customers should also remember that banks in India usually observe holidays on the second and fourth Saturdays of each month, in addition to Sundays and notified regional holidays.

Will UPI Payments Work During the Bank Holiday?

Yes. UPI services are generally available even when physical bank branches are closed.

Customers can continue making digital payments using supported applications such as Google Pay, PhonePe, Paytm and their banks' official mobile applications.

UPI can be used for activities such as transferring money to another person, paying merchants, settling bills and making eligible online purchases.

However, transaction success depends on the availability of the participating banks, payment applications and payment network.

Temporary technical issues or scheduled maintenance may occasionally affect services.

Can You Withdraw Cash From ATMs on November 11?

ATM services are generally available during bank holidays.

Customers can use their debit cards to withdraw cash from operational ATMs, subject to their account limits and the availability of cash in the machine.

However, some ATMs may temporarily run out of cash or experience technical problems.

If you need a substantial amount of money, it may be sensible to plan your withdrawal in advance.

Customers should also be aware that ATM transaction charges may apply after the permitted number of free transactions, depending on the bank and applicable rules.

Will NEFT, RTGS and IMPS Work Today?

Electronic fund transfer systems generally remain available during bank holidays.

Here is how the major payment services operate:

NEFT: The National Electronic Funds Transfer system is available around the clock, including weekends and holidays, subject to participating bank systems.

RTGS: Real Time Gross Settlement is also available 24 hours a day, seven days a week, for eligible transactions.

IMPS: Immediate Payment Service enables eligible bank transfers at any time, including holidays.

UPI: Unified Payments Interface supports instant digital payments throughout the week.

Although these systems are designed for continuous operation, occasional processing delays or technical interruptions may occur.

Which Banking Services May Be Affected by Today's Holiday?

While digital banking remains available, some services requiring physical branch staff may not be accessible in cities observing a holiday.

These may include:

• Over-the-counter cash deposits and withdrawals
• Physical cheque submission at branch counters
• Certain account-opening and documentation services
• In-person loan enquiries and processing
• Locker access during regular branch hours
• Customer service activities requiring branch attendance

Cheque clearing and settlement may also depend on the applicable clearing schedule and banking arrangements.

Customers with time-sensitive transactions should verify the relevant processing timelines with their banks.

How to Check Whether Your Bank Is Open Today

The most reliable approach is to consult the official RBI holiday calendar and your bank's branch information.

Reserve Bank of India

Check official regional bank holiday notifications and banking information.

Visit RBI Official Website

Customers can also check their bank's official website, mobile banking application or customer service helpline.

Avoid relying solely on social media messages claiming that all banks are closed, because regional holidays do not necessarily apply nationwide.

Bank Holiday November 11, 2026: Important Information for Customers

The November 11 bank holiday is connected to several regional festivals, including Bhai Dooj, Lakshmi Puja, Ningol Chakkouba and Chitragupta Jayanti.

According to the supplied report, branches in Lucknow, Kanpur, Kolkata, Gangtok, Imphal and Shimla are scheduled to remain closed.

Meanwhile, banks in cities such as Delhi, Mumbai, Patna and Jaipur are expected to function normally.

Even where physical branches are closed, customers can generally continue using UPI, ATMs, mobile banking, internet banking, NEFT, RTGS and IMPS.

The key takeaway is that November 11 is not a nationwide bank holiday. Customers should check the holiday status for their specific city and bank before planning branch visits.

Disclaimer: The city-wise holiday information is based on the supplied news report and has not been independently verified against the live RBI holiday calendar. Bank branch schedules may vary by location and institution.